Pre-Planning

It is becoming more common for people to plan funerals before death actually occurs. At Caliman Funeral Services, we are prepared to assist you in the preplanning process.

Why Pre-Plan?

Planning your estate, regardless of its size, is the crucial first step in protecting the lifetime goals for you and your family. The will is the foundation of estate planning, since it ensures that your wishes and plans are carried out without unnecessary delay. Other aspects of estate planning include: updating insurance policies, managing investments and savings, and planning for retirement. Another benefit of pre-service planning is the opportunity to prevent the impact of inflationary increases in funeral costs.

Who Should Plan?

As ironic as it may seem, people in the prime of life should seriously consider making advanced funeral arrangements. This is the time of life when people are making all types of plans for their futures. Recognition of the inevitability of death is a prudent part of the life-planning process. In many cases when an individual has died in their earlier years, their grieving loved ones are so shocked by such an occurrence that the demands of making on-the-spot funeral arrangements are confusing and highly stressful. Additionally, persons who are in their middle years are often better prepared financially to make advanced funeral arrangements.

Others Who Should Consider Pre-Planning:

1) those who have no close relatives
2) people who want to have final rites in a place where they no longer live
3) families who would like to engage in the pre-planning experience together

Pre-Financing:

As the name implies, pre-financing simply means prepaying for selected products and services in advance. By law, all funds are placed in an irrevocable trust and are only released to the funeral service provider at the time of death.

The benefits of pre-financing include:

a. Availability of funds when needed
b. Advance payment serves as a hedge against inflation
c. Survivors are spared an expense that they may be unable to pay
d. Your own peace of mind